Best Credit Cards
3 Things All of the Best Credit Cards Have in Common
Executive Summary By: Sean Masterson
The best credit cards aren’t always easy to come by, especially when the bad ones try to disguise themselves so well. Before you jump into any credit card agreement, make sure the card you’re applying for is really one of the good ones. Here are three things all of the best credit cards have in common.
Best Credit Card
1. No Minimum Monthly Fees
The best credit cards do not charge minimum monthly finance charges. They only charge an interest rate that gets added on to any unpaid balance at the end of each billing cycle. If you pay your balance in full, no finance charges accumulate.
2. Online Billing and Payments
The best credit cards offer statements via email and allow you to make your credit card payments online. But just offering these services does not make a credit card company one of the best. Some credit cards charge fees for online account access and internet bill payments. The best credit cards give you access to these services for free.
3. Low Interest Rates
Some credit cards offer a low teaser rate, but the long-term rate jumps up after a few months. The best credit cards offer a low fixed rate.
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